ACADA Public & Product Liability Insurance
We are thrilled to announce we have secured an excellent Public & Products insurance policy designed to protect ACADA Individual Members who are cake decorators operating a home based business. The policy is underwritten by Elder's Insurance, one of the most reputable companies within the industry. If you aren't an ACADA member, you would need to join in order to be able to access this policy. It is only available to financial Individual ACADA Members. Click here to join ACADA
What Activities does it cover?
It covers all your cake decorating activities including clients picking cakes up from your home, cake decorating classes (up to 5 adults), selling cakes at markets, stalls, fetes or fundraisers, attending bridal fairs, and set up at a venue.
What is Public Liability Insurance?
Public liability protects you if you are found liable for losses or damage suffered by a third party as a result of negligence. This can include death or injury, loss or damage to property.
What is Product liability Insurance?
If you provide goods and services to your customers it is important to have protection against claims for damage, injury or death caused by products or services sold or supplied through your business. This covers you for goods you make, sell or deliver.
What does it cost?
We have been working with Elders Insurance (Underwriting Agency) Pty Limited to secure coverage at the most reasonable rates for you. The Business Insurance – Broadform Liability Policy (Public & Product Liability) being offered includes a coverage limit of $20,000,000, for an amazing yearly fee of $50 (Inclusive of GST) which is a legal requirement). This includes Stamp Duty and our insurance agent's fee.
There is a $1,000 excess for property damage claims and a Nil excess for personal injury claims.
ACADA does not profit from the benefits we offer our members. We are here for the one purpose only, that is to provide services that benefit you.”